You protect everyone else.
Who's protecting your family?

Some life insurance carriers treat firefighting as a high-risk occupation, which can mean higher rates or fewer options. Others offer coverage designed with first responders in mind, including no-medical-exam options for those who qualify.

See Your Options

Answer a few quick questions to see plans you may qualify for.

This is for you if:

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You're an active, volunteer, or retired firefighter (or EMS/first responder)

✓

You're a U.S. resident between 18 and 60

✓

You want coverage that follows you after the job, not just while you're on the roster

The Coverage Gap

Department benefits aren't a full plan

A lot of firefighters assume their department or union coverage has them fully covered. A few things worth knowing:

Group coverage can end with the job

Retire, transfer, or leave the service, and employer-tied coverage often doesn't come with you.

Line-of-duty benefits are limited in scope

Duty-death benefits typically only apply in specific circumstances. Most causes of death fall outside them.

Your family's bills don't scale down

Mortgage, kids, debts. A personal policy is sized around what your family actually needs, not a fixed group amount.

How It Works

Three steps. No station visit required.

Answer a few questions

Age, state, and the coverage amount you're looking for, from your phone, wherever you are.

Compare your matches

See options from carriers that work with high-risk occupations, including no-exam plans where available.

Talk it through (if you want)

A licensed agent can walk you through the details. No pressure, no commitment to buy anything.

Two shifts from now, this is done.

Check your options today so it's one less thing on your mind at the station.

Check My Coverage Options

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You protect everyone else.Who's protecting your family?